
	Finding the right home at the right price is just one aspect of a home sale or purchase. Jim Tyner & Associates Inc is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (727) 367-2250 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain normal costs linked to closing the sale of a house. These costs are often split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through the process.

Closing costs that are loan-related (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for.

Buyers: If you are buying real estate in Pinellas County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not stunned when you reach the closing appointment. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem questionable.